Brokety Broke

My annual salary is pushing six figures, but here I sit, at work, hungry, with no lunch and no lunch money. How pathetic. Almost forty, living just beyond my means, paycheck to paycheck, with no emergency reserves - as always... it's easily my greatest source of frustration and anxiety. The solution supposedly being within my grasp only adds to my frustration at not reaching it, rather than inspiring me to reach a little harder. I've done it all wrong - went crazy into debt, filed bankruptcy, withdrawn from my 401(k), borrowed from my 401(k), never managed any real savings... it's just an endless list of how to NOT manage personal finances.

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