Wednesday, October 25, 2006

Open Enrollment

Boy does this get more complicated each year! It was so easy when I was single: lowest deductible = plan for me! Now I have to actually look at our past and planned usage to figure out what will be the best deal for my family - will she end up in the emergency room at some point next year? - will I end up pregnant? - will he actually go to the doc when he needs to?

Then, with those questions theoretically answered, it becomes a matter of how/when I want to pay for all that - low premiums w/high deductibles and copays? - or higher premiums w/lower deductibles and copays?

My insurance offers an online plan selector and cost estimator - in many cases the combined employee/employer cost of the plan exceeds the expected cost of planned health care services!

Tuesday, October 24, 2006

First Day of "School"

I dropped my "baby" off this morning for her first half-day trial at daycare – and she loved it! She made her first not-parent-assisted craft, and brought home a little blue + orange scrubby/pipe-cleaner spider! :) I'm so happy w/the place I found for her at the YMCA, they're super nice, the place is clean and well-equipped, and it's affordable. I'm sure Phoebe will be very happy there, and I sure do welcome another stabilizing factor for my life!

So... our little Phoebe is now officially a BIG GIRL!

Sunday, October 15, 2006

I have a dream...

I need to put myself in the financial position so that I can take my family on some exotic fun all-inclusive adventure vacation. But not just my family, everybody that I love - and everybody that they love, everybody that I would have invited to a wedding. See, JR & I wed at a simple civil ceremony, and we've never had an opportunity to express ourselves before family and friends. The catch is, I don't want to wait as long for the adventure as I realistically expect it to take me to get in the financial position to do it. So... since it's still just a dream, I get to imagine all sorts of wonderful possibilities - JR's always wanted to go to Hawaii, my Mom's always wanted to see Australia, and my sister's gotta get to Disney! Who knows... we'll see...

Wednesday, October 11, 2006

Absolutely No Soliciting!

Absolutely No Soliciting
Welcome related or expected only!

I hate my doorbell, I had it removed today.